[shane0312]

I got an online quote with them and they gave me a quote of 3000 on a 1L micra. Maybe its because Im 17.

Cheers anyway

[shagman]

The best thing you can do is emigrate , work hard for a year don't spend any of your cash in Ireland move to somewhere sunny and poor and live in luxury driving whatever car you damn well want to in the sun with a tanned beauty at your side......you know it makes sense
why live in a wet depressing overpriced quagmire with people with eyebrows on their cheeks!!!

[Thumper Long]

the cheapest way to get a quote i found when i was 17 was to apply for insurance with someone like www.123.ie and put your father down as the first driver, mother as second (has to be second lady driver rules etc) and you as the third named driver, there is no law against your old man having another policy with a different company for a different car, only thing is you have to buy the car in his name, give it a try and let us know what they quote you

[Blitzkrieger]

Originally Posted by stratos

the Hiace had had another attraction

Caught the eye of many a lovely tinker?

Boggle is right about the carvan - they're cheaper because they carry less people. The reason there's so many young people killed on the roads is there tends to be more of us in the car. Insurance companys know the biggest payout is going to be personal injury so the less people the better. Which works very well in theory. How many times have you seen a carvan around Bishopstown with two lads in the back with no seats and consequently no seat belt?

I've heard of several people driving around with insurance from EU companies but the catch is they've all been nationals of the country the insurance is from. EU companies can insure people here - they just won't.

[Ratchet]

Originally Posted by kbannon

dogz, any company in the EU can offer insurance products here as long as they are registered with IFSRA. Therefore any EU company can offer insurance in Ireland (if they register)
However, they don't want to register here!

Well many companies would like to enter Irish market but government has certain rules making this very difficult process. You will say - but existing companies did it.

Which is proof that you can make profit despite high payouts which are only shown to justify the price of the Insurance. You will go out of business if you were loosing money year after year.

Insurance company is also insured and well covered for high payout risk.

It would be easier for them to enter the market then provide insurance from abroad as an insurance undertaker may not have the necessary information to assess the level of the risk existing in the member state of the policyholder.

Fact is:

you can register Irish registered car abroad (not wide practice but some companies will do it) However, it is illegal in Ireland to drive without valid tax which you will not get as an assurance company carrying on mechanically
propelled vehicle insurance business doesn't comply with insurance Directives and licensed under these Directives by the Minister for Public Enterprise.


well, this would be another reason why road tax should be in petrol price.

[shane0312]

Originally Posted by Thumper Long

the cheapest way to get a quote i found when i was 17 was to apply for insurance with someone like www.123.ie and put your father down as the first driver, mother as second (has to be second lady driver rules etc) and you as the third named driver, there is no law against your old man having another policy with a different company for a different car, only thing is you have to buy the car in his name, give it a try and let us know what they quote you

cheers Lumper Long I got a quote off 123.ie for 2000. Thats a 1000 cheaper than my next best quote. The only thing I have to worry about now is getting my full license and I havent even had any lessons yet!

[Ratchet]

Did you try Quinn Direct?

[shane0312]

Originally Posted by shane0312

cheers Lumper Long

Sorry about getting you're name wrong thumper long

[shane0312]

no i havent tried quinn direct yet.Why are they cheap?