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Moving out at 30 years of age. Need advice

  • 15-09-2019 8:55pm
    #1
    Gamer Bhoy 89
    Registered Users Posts: 3,611 ✭✭✭


    Before I begin: I have moved out before when I was in my early 20s but I was young and naive and didn't have a particularly nice experience.

    Right now, I live and work in Tramore, still under my parent's roof.

    I'm looking to move to Kilkenny and live with my fiancé as she managed to get a job up there. We have found a potential house that's available within easy distance to Kilkenny city.

    Do I get the deposit and move into the house and then find a new location to work in, or do I find a new location to work in and then move into the house? I want to do everything right this time - I've got a horrible history with moving houses on my own and I feel I'm in a good place in my life nowadays to do this properly.

    I'll take as much advice as possible
    Thanks in advance.


Comments

  • #2
    [Deleted User]
    Posts: 0 ✭[Deleted User]


    start looking for both and start putting the deposit together

    theres no right or wrong answer because its not entirely in your control what order the best options come up in

    it may be easier to find a happy landlord if you can confirm you have a steady income due tho


  • #3
    Brego888
    Registered Users Posts: 1,314 ✭✭✭Brego888


    You need to get a job sorted asap. Otherwise you'll be back under Mum and Dads roof again when you can't pay the rent.


  • #4
    johnnyskeleton
    Moderators, Entertainment Moderators, Politics Moderators Posts: 14,463 Mod ✭✭✭✭johnnyskeleton


    Talk to your Fiance about it, see how she feels. If you can drive, keep the job in Tramore until you find a new one in Kilkenny. Its an hour there and back each day, but thats a relatively small price to pay in the grand scheme of things


  • #5
    Slydice
    Registered Users Posts: 10,501 ✭✭✭✭Slydice


    Are you talking about Renting or Buying?


  • #6
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    If thinking of renting, don't...


    Get the money together and buy... We wasted 8 years we could have been in our own home....


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  • #7
    Bogwoppit
    Registered Users Posts: 2,544 ✭✭✭Bogwoppit


    punisher5112 wrote: »
    If thinking of renting, don't...


    Get the money together and buy... We wasted 8 years we could have been in our own home....

    Unless you think house prices are going to drop in the near future.


  • #8
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    Bogwoppit wrote: »
    Unless you think house prices are going to drop in the near future.

    Well very true, we missed out big time in the last recession...

    Living much more comfortable now then any year before but we can do what we like once we pay....


  • #9
    Gamer Bhoy 89
    Registered Users Posts: 3,611 ✭✭✭Gamer Bhoy 89


    We're renting.
    And no, I don't drive.


  • #10
    Lux23
    Registered Users Posts: 7,134 ✭✭✭Lux23


    Sorry delete


  • #11
    Samuel T. Cogley
    Registered Users Posts: 10,684 ✭✭✭✭Samuel T. Cogley


    Lux23 wrote: »
    Sorry delete


    Click Edit post. Press the Delete Button in the bottom right...


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  • #12
    PhoenixParker
    Registered Users Posts: 2,671 ✭✭✭PhoenixParker


    punisher5112 wrote: »
    If thinking of renting, don't...


    Get the money together and buy... We wasted 8 years we could have been in our own home....

    Terrible advice.

    30 year old who's struggled to live separately from his parents in the past moving in with a fiancee for the first time.

    Renting is a low risk way to test the water and make sure they're capable of sharing a house together. If the relationship goes wrong buying would be a crazy expensive mistake.

    OP, rent & commute until you can find something closer.


  • #13
    antix80
    Registered Users Posts: 2,419 ✭✭✭antix80


    Finding a job first would be ideal. No financial pressure and you can decide where to live based on the job (at least partly)

    There's a recession coming and house prices are overvalued. Hold out for a few years if you can. If you need to buy choose a fixed rate - negative equity and variable rate mortgages are a disaster.


  • #14
    Dolbhad
    Registered Users Posts: 782 ✭✭✭Dolbhad


    PhoenixParker wrote: »
    Terrible advice.

    30 year old who's struggled to live separately from his parents in the past moving in with a fiancee for the first time.

    Renting is a low risk way to test the water and make sure they're capable of sharing a house together. If the relationship goes wrong buying would be a crazy expensive mistake.

    OP, rent & commute until you can find something closer.

    A problem is if your in a city like Dublin or Cork it’s actually easier (and cheaper) to buy than rent. I don’t agree with it but it’s true. Esp if he doesn’t have landlord references as he was living at home he could find it hard to get a tenancy.

    Always have something drawn up with the solicitor like co ownership agreement when your not married when you buy a house outlining who put what money in etc and what happens to house if you split. Once your married, doesn’t matter but defo something to think about


  • #15
    Glass fused light
    Registered Users Posts: 1,576 ✭✭✭Glass fused light


    Gamer Bhoy 89 wrote: »
    We're renting.
    And no, I don't drive.

    Unless there is something (medically / conviction etc ) to prevent you driving get lessons ASAP.
    At 30 and living at home,no car, I would expect a deposit or savings of some sort?
    Unless your on very low wages I would try to keep the current job untill settled into the new place and then go looking for a new job


  • #16
    antix80
    Registered Users Posts: 2,419 ✭✭✭antix80


    Glass fused light wrote: »
    Unless there is something (medically / conviction etc ) to prevent you driving get lessons ASAP.

    Agreed. Best get the bloody thing out of the way, unless you plan to live in a city like Dublin where owning a car is a hassle more than anything.


  • #17
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    PhoenixParker wrote: »
    Terrible advice.

    30 year old who's struggled to live separately from his parents in the past moving in with a fiancee for the first time.

    Renting is a low risk way to test the water and make sure they're capable of sharing a house together. If the relationship goes wrong buying would be a crazy expensive mistake.

    OP, rent & commute until you can find something closer.

    They're getting married and my advice is terrible....

    Some people live together months don't work out and others live together for years and years get married and split....

    I just voiced my opinion and renting is a joke... It ruined are chance for owning for years.


  • #18
    Mrs OBumble
    Registered Users Posts: 25,655 ✭✭✭✭Mrs OBumble


    antix80 wrote: »
    Agreed. Best get the bloody thing out of the way, unless you plan to live in a city like Dublin where owning a car is a hassle more than anything.

    Even if you live in a city and don't own your own car, driving is a skill which every adult should have.

    Among other things, it makes it easier for you to learn how to store your wheelchair when you're old.


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