I would step back if I were you and carefully consider your options. Don't make a hasty decision
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Originally Posted by Alanstrainor
I love cars, but at the same time i'm no mechanic
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I'm the same. It's good you recognise your limitation. It doesn't have to stop you choosing certain cars, it is an opportunity to approach them differently. Research the car. As an example take the RX-8. You know there are plenty threads on here about them. "they use oil" - "they need their engine rebuilt every year" - "they never start when you want them too". You know that most of the scare about them is pub talk. Research the car, talk to owners, find a good indy and buy a car from an honest enthusiast (bring an indy with you when buying or let the seller show up at the indy)
And have a bit of budget. Don't spend your full budget of 4k, but only spend 3k and keep a grand and add an additional €50 per month to it or whatever is appropriate to cover eventualities
And if that would be too tight financially, I'd clock up another year of NCB in your current car and have another look at opportunities next year
Quote:
Originally Posted by Alanstrainor
I'll know fairly quick in the morning how the insurance situation pans out
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Quote:
Originally Posted by Alanstrainor
Will be ringing my broker in the morning to suss out the insurance situation!
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Honestly, you'd be better off spending several hours on the phone to all insurers and all brokers. You could very well save yourself hundreds and / or can get reasonable insurance from one crowd where the others wouldn't quote you at all for a particular car