BOI or EBS

fiestaman · 19-11-2009, 18:21

Hi has anyone got a mortgage from either lately? iv applied to BOI for one and myself and my girlfriend have a car loan each adding to 19000 between us,anyway they came back and said they will only give it to us if we pay off the two loans with our savings which we have a bit between us. i have an appointment wit EBS saturday but was woundering does anyone know if ebs are as strict or did ye get approved with car loans and low savings???

Jet Black · 19-11-2009, 21:30

I cant say what the EBS are like but I think banks would prefer you to debt free. It looks better when they send it for approval to the underwriter.

19-11-2009, 18:21	#1
fiestaman Registered User Join Date: Dec 2007 Posts: 258 Adverts \| Friends	BOI or EBS Hi has anyone got a mortgage from either lately? iv applied to BOI for one and myself and my girlfriend have a car loan each adding to 19000 between us,anyway they came back and said they will only give it to us if we pay off the two loans with our savings which we have a bit between us. i have an appointment wit EBS saturday but was woundering does anyone know if ebs are as strict or did ye get approved with car loans and low savings???

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19-11-2009, 21:30	#2
Jet Black Space Cowboy. Join Date: Dec 2007 Location: Ganymede Posts: 1,160 Adverts \| Friends	I cant say what the EBS are like but I think banks would prefer you to debt free. It looks better when they send it for approval to the underwriter.