student loan question

jeff13 · 19-11-2009, 15:42

Hi can anyone tell me is possible to get a top up on a student loan from AIB, im about year into it and have missed a couple of payments so I know the chances of getting one are slim to none but I would like to know if it was even a possibility before contacting them, any help would be much appreciated.

jimoc · 19-11-2009, 16:21

Considering that you are a year into a loan which you've already missed some payments on, its very very doubtful that you will get another one or an extension on the one you have.

If its a case of inability to pay you might be able to get them to freeze the payments or interest until you can start making payments again, but they are not going to loan you money to pay the payments on the loan you already have, it makes no sense to the bank.

Jet Black · 19-11-2009, 16:21

Yes it is possible to get a top up on a student account, but with you missing a couple of payments and with stricter lending I would say chances are it would be very unlikely for them to lend you more money.

jeff13 · 19-11-2009, 16:50

Thanks very much for the info, much appreciated

19-11-2009, 15:42	#1
jeff13 Registered User Join Date: Nov 2009 Posts: 4 Adverts \| Friends	student loan question Hi can anyone tell me is possible to get a top up on a student loan from AIB, im about year into it and have missed a couple of payments so I know the chances of getting one are slim to none but I would like to know if it was even a possibility before contacting them, any help would be much appreciated.

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19-11-2009, 16:21	#2
jimoc Registered User Join Date: Jan 2002 Location: Limerick Posts: 207 Adverts \| Friends	Considering that you are a year into a loan which you've already missed some payments on, its very very doubtful that you will get another one or an extension on the one you have. If its a case of inability to pay you might be able to get them to freeze the payments or interest until you can start making payments again, but they are not going to loan you money to pay the payments on the loan you already have, it makes no sense to the bank.

19-11-2009, 16:21	#3
Jet Black Space Cowboy. Join Date: Dec 2007 Location: Ganymede Posts: 1,160 Adverts \| Friends	Yes it is possible to get a top up on a student account, but with you missing a couple of payments and with stricter lending I would say chances are it would be very unlikely for them to lend you more money.

19-11-2009, 16:50	#4
jeff13 Registered User Join Date: Nov 2009 Posts: 4 Adverts \| Friends	Thanks very much for the info, much appreciated