Giving somoeone your bank details over the phone for a transaction...

seachto7 · 20-10-2009, 17:55

Hi all,

I sold something recently (something small) and the buyer wants to lodge the money in my account before I send it over. Is it safe to give them my account number and sort number?

GG21057 · 20-10-2009, 18:21

No!! Once they have your details they could potentially pass themselves off as you - ask them to send you a draft / Western Union payment.

**Random** · 20-10-2009, 18:22

Jeremy Clarkeson from Top Gear famously posted his details in the paper to prove no one could do anything with your details - next thing there's DDs getting taken out of his account.

Personally I give bank acc info to friends + family only. I have an online AIB savings account which I give out for lodgements.

amacachi · 20-10-2009, 18:25

Quote:

Originally Posted by Random

Jeremy Clarkeson from Top Gear famously posted his details in the paper to prove no one could do anything with your details - next thing there's DDs getting taken out of his account.

It was one direct debit to a cancer charity.

**Random** · 20-10-2009, 18:28

Quote:

Originally Posted by amacachi

It was one direct debit to a cancer charity.

I was paraphrasing the thing. My point was it was done without his consent.That's all.

Toots* · 20-10-2009, 20:23

Well OP, it's your call, but I will point out that if you gave someone a cheque to pay for something, then they have your account number and sort code, so if you're in the habit of using your chequebook, loads of people could have your account details. If you're asking them to send you a draft, make sure it has cleared before you release any goods against it.

Ogham · 20-10-2009, 20:32

I agree with Toots - with a cheque they have your account details and your signature and we don't seem to worry about that

. What can they do with your account number that they couldn't do with the details off a cheque? People give account details all the time. Don't worry about it.

seachto7 · 20-10-2009, 21:16

yeah, I am a bit wary alright. The person wanted me to give them my bank details, and then they were going to lodge the money. I don't feel comfortable giving my account no and sort code to someone....

***BuffyBot*** · 20-10-2009, 23:23

As said - people give them out all the time (on cheques etc) and it's of no consequence.

The chance of some issue arising because you gave your sort code and account number is pretty negligible, to put it mildly.

20-10-2009, 17:55	#1
seachto7 Registered User Join Date: Nov 2008 Posts: 786 Adverts \| Friends	Giving somoeone your bank details over the phone for a transaction... Hi all, I sold something recently (something small) and the buyer wants to lodge the money in my account before I send it over. Is it safe to give them my account number and sort number?

20-10-2009, 18:22	#3
Random Moderator Join Date: Sep 2004 Posts: 13,832 Adverts \| Friends Mod: Mobiles & PDAs	Jeremy Clarkeson from Top Gear famously posted his details in the paper to prove no one could do anything with your details - next thing there's DDs getting taken out of his account. Personally I give bank acc info to friends + family only. I have an online AIB savings account which I give out for lodgements. __________________ Stop being an idiot.

20-10-2009, 20:23	#6
Toots* Moderator Join Date: Oct 2007 Location: Dublin Posts: 3,251 Adverts \| Friends Mod: Banking & Insurance & Pensions	Well OP, it's your call, but I will point out that if you gave someone a cheque to pay for something, then they have your account number and sort code, so if you're in the habit of using your chequebook, loads of people could have your account details. If you're asking them to send you a draft, make sure it has cleared before you release any goods against it. __________________ My Dragons! . Mancore Official Pina Colada who likes covering puppies in chocolate of the T&P Forum Got a question about Banking, Insurance or Pensions? Ask here.

20-10-2009, 20:32	#7
Ogham Registered User Join Date: Nov 2004 Location: Wild West Posts: 672 Adverts \| Friends	I agree with Toots - with a cheque they have your account details and your signature and we don't seem to worry about that . What can they do with your account number that they couldn't do with the details off a cheque? People give account details all the time. Don't worry about it. __________________ Amazon Bargains

20-10-2009, 23:23	#9
*BuffyBot* Administrator Join Date: Feb 2002 Location: Kildare Posts: 14,981 Adverts \| Friends Admin: Feedback, Boards.ie Complaints /Assistance, Kildare, Prison	As said - people give them out all the time (on cheques etc) and it's of no consequence. The chance of some issue arising because you gave your sort code and account number is pretty negligible, to put it mildly. __________________ "Lemme tell you something, throngs of screaming teenagers don't do it for Josh Groban. No. Josh Groban loves a blousy alcoholic."

20-10-2009, 18:21	#2
GG21057 Registered User Join Date: Aug 2009 Posts: 4 Adverts \| Friends	No!! Once they have your details they could potentially pass themselves off as you - ask them to send you a draft / Western Union payment.

20-10-2009, 21:16	#8
seachto7 Registered User Join Date: Nov 2008 Posts: 786 Adverts \| Friends	yeah, I am a bit wary alright. The person wanted me to give them my bank details, and then they were going to lodge the money. I don't feel comfortable giving my account no and sort code to someone....

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