gym membership on a credit card - protected purchase?

**uberwolf** · 11-10-2009, 20:15

Was thinking of joining a gym, but they won't accept monthly payments.

If it folds after a period, and I've paid on my CC, will I be entitled to a refund in the same way as if it was a product I was buying

Venom · 11-10-2009, 22:15

Quote:

Originally Posted by uberwolf

Was thinking of joining a gym, but they won't accept monthly payments.

If it folds after a period, and I've paid on my CC, will I be entitled to a refund in the same way as if it was a product I was buying

From what Iv heard gyms is that most dont want you to paying monthly as most of their customers tend to get bored and quit/ stop going as much after a couple of months and that equals much lower income for the gym over people who pay for a year in advance and quit after a month or two.

**uberwolf** · 12-10-2009, 06:56

this place had accepted monthly at one point. It's not trading all that long either.

I have the cash to join, but I really don't trust them enough to hand over a couple of hundred and then fold 2 weeks later. If I felt the CC would reimburse me if the gym went under, I'd be a lot more comfortable

Nody · 12-10-2009, 10:33

Problem would be that you're only protected for 1/3/6 months (depending on the card) from purchase date.

11-10-2009, 20:15	#1
uberwolf Category Moderator Join Date: Apr 2003 Location: Somewhat returned from Sabbatical Posts: 5,537 Adverts \| Friends CMod: Cycling, Sports, Sports Mods	gym membership on a credit card - protected purchase? Was thinking of joining a gym, but they won't accept monthly payments. If it folds after a period, and I've paid on my CC, will I be entitled to a refund in the same way as if it was a product I was buying

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12-10-2009, 06:56	#3
uberwolf Category Moderator Join Date: Apr 2003 Location: Somewhat returned from Sabbatical Posts: 5,537 Adverts \| Friends CMod: Cycling, Sports, Sports Mods	this place had accepted monthly at one point. It's not trading all that long either. I have the cash to join, but I really don't trust them enough to hand over a couple of hundred and then fold 2 weeks later. If I felt the CC would reimburse me if the gym went under, I'd be a lot more comfortable

12-10-2009, 10:33	#4
Nody Registered User Join Date: Oct 2006 Posts: 1,393 Adverts \| Friends	Problem would be that you're only protected for 1/3/6 months (depending on the card) from purchase date.