cheapest insurance for 18 year old.

GERMAN ROCKS · 07-09-2009, 12:38

ok i got a quote for e2091 from quinn direct today for me next car insurance. last year it was e2600. so here are my details
18 year old male
1 years no claim bonus
full licence
drive aprox 9000 miles per year.
live in cork county
car is 2002 1.4 diesel worth about €5000.
fully comprehensive
my own car in and policy in my own name

is this quote expensive. also who could be cheaper

TestTransmission · 07-09-2009, 12:38

Phonebook and a phone,thats the only sure answer

GERMAN ROCKS · 07-09-2009, 12:41

tried a few but got sick of it with quotes around €3000+. anyone know who is known to be good with cheaper quotes. what are tesco and britton insurance like

betafrog · 07-09-2009, 12:47

You're 18 with a 1.4, won't getting anything cheaper, Quinn is nearly always the cheapest for young drivers.

At 20 with a 1.0 my premium was 1,700 with 0 NCB, lose the 1.4 and your premium will drop...

RoverJames · 07-09-2009, 12:51

Ye don't know how good ye have it, I was paying over IR£2000 on a 1.4 when I had 3 years ncb and full licence at 21 years of age !! (2001 ish).

|MarK| · 07-09-2009, 14:05

yeah thats a cheap enough quote for a 1.4 with an 18 year old....
try first ireland they welcome young drivers u might get it a little bit cheaper.

Carstuck · 07-09-2009, 14:30

Try AXA. They are usally fairly good. If you're with a broker they sholud get you the cheapest insurance.

**The Real B-man** · 07-09-2009, 14:31

Cheapest Quote for me so far @ www.chill.ie

MagicMarker · 07-09-2009, 15:14

That's pretty good going.

What was the point in going for a 1.4?

Irishrossoblu · 07-09-2009, 15:23

I would say the cheapest way for you to get insurance would be to go for a Fiat Cinquecento. 0.9 engine. You would be down to at least 1700. And they cost very little.

**unkel** · 07-09-2009, 15:39

Quote:

Originally Posted by GERMAN ROCKS

tried a few

There's your problem. You have to try them all! I'm not joking. All on-line sites and all insurers and brokers you can find in the yellow pages. Might take you half a day and it is annoying and boring, but it might take hundreds off the best quote you've got so far...

And I wouldn't go changing my car for something that's cheaper to insure. It might save you a few hundred in insurance, but you lose a lot of money when changing car.

Cuddlesworth · 07-09-2009, 15:40

Quote:

Originally Posted by Irishrossoblu

I would say the cheapest way for you to get insurance would be to go for a Fiat Cinquecento. 0.9 engine. You would be down to at least 1700. And they cost very little.

I would say he likes the idea of being able to out accelerate something else on the road. Like the granny with the Zimmerframe on the path beside him.

maidhc · 07-09-2009, 15:46

My sister is 18 and has a 2003 1.4 Octavia, she has a full licence and 1 year NCB. I put a value of about €3,000 on it.

Insurance is about €700 with quinn in her own name.

We put in male when doing the quote (2 months ago) and it jumped to about 1,200. A lot, but not bad and better than how the OP is doing.

GStormcrow · 07-09-2009, 16:32

Try www.insure.ie . Ring them up though and you'll get a cheaper quote than online

PanhardPL · 07-09-2009, 16:43

Quote:

Originally Posted by maidhc

My sister is 18 and has a 2003 1.4 Octavia, she has a full licence and 1 year NCB. I put a value of about €3,000 on it.

Insurance is about €700 with quinn in her own name.

We put in male when doing the quote (2 months ago) and it jumped to about 1,200. A lot, but not bad and better than how the OP is doing.

Was she already insured for the past year in her own name, to be able to have a 1 year NCB and if so was it with Quinn?.

07-09-2009, 12:38	#1
GERMAN ROCKS Registered User Join Date: Jun 2007 Posts: 814 Adverts \| Friends	cheapest insurance for 18 year old. ok i got a quote for e2091 from quinn direct today for me next car insurance. last year it was e2600. so here are my details 18 year old male 1 years no claim bonus full licence drive aprox 9000 miles per year. live in cork county car is 2002 1.4 diesel worth about €5000. fully comprehensive my own car in and policy in my own name is this quote expensive. also who could be cheaper

07-09-2009, 12:47	#4
betafrog Registered User Join Date: Feb 2008 Location: Ballinteer, Dublin Posts: 913 Adverts \| Friends	You're 18 with a 1.4, won't getting anything cheaper, Quinn is nearly always the cheapest for young drivers. At 20 with a 1.0 my premium was 1,700 with 0 NCB, lose the 1.4 and your premium will drop... __________________

07-09-2009, 14:31	#8
The Real B-man Moderator Join Date: May 2004 Location: Computer Says No Posts: 2,928 Adverts \| Friends Mod: Volunteerism	Cheapest Quote for me so far @ www.chill.ie __________________

07-09-2009, 16:32	#14
GStormcrow Registered User Join Date: Dec 2004 Location: Dublin Posts: 2,660 Adverts \| Friends	Try www.insure.ie . Ring them up though and you'll get a cheaper quote than online __________________ Philips 42PFL9831D \| Panny 50PZ70 \| Panny 42PWD6 \| Optoma HD20 \| Onkyo 605 \| Jamo A102 \| Xbox 360 \| Philips BDP3000 \| Toshiba HD-EP30 \| Sky+ HD

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07-09-2009, 12:38	#2
TestTransmission Registered User Join Date: Oct 2005 Posts: 3,334 Adverts \| Friends	Phonebook and a phone,thats the only sure answer

07-09-2009, 12:41	#3
GERMAN ROCKS Registered User Join Date: Jun 2007 Posts: 814 Adverts \| Friends	tried a few but got sick of it with quotes around €3000+. anyone know who is known to be good with cheaper quotes. what are tesco and britton insurance like

07-09-2009, 12:51	#5
RoverJames Registered User Join Date: Aug 2009 Location: Cork but working in Galway at the moment Posts: 1,094 Adverts \| Friends	Ye don't know how good ye have it, I was paying over IR£2000 on a 1.4 when I had 3 years ncb and full licence at 21 years of age !! (2001 ish).

07-09-2009, 14:05	#6
\|MarK\| Registered User Join Date: Jan 2009 Posts: 92 Adverts \| Friends	yeah thats a cheap enough quote for a 1.4 with an 18 year old.... try first ireland they welcome young drivers u might get it a little bit cheaper.

07-09-2009, 14:30	#7
Carstuck Registered User Join Date: Aug 2009 Posts: 145 Adverts \| Friends	Try AXA. They are usally fairly good. If you're with a broker they sholud get you the cheapest insurance.

07-09-2009, 15:14	#9
MagicMarker Registered User Join Date: Apr 2007 Location: in a very very very fine house Posts: 10,604 Adverts \| Friends	That's pretty good going. What was the point in going for a 1.4?

07-09-2009, 15:23	#10
Irishrossoblu Registered User Join Date: Jan 2009 Location: Curva Andrea Costa Posts: 114 Adverts \| Friends	I would say the cheapest way for you to get insurance would be to go for a Fiat Cinquecento. 0.9 engine. You would be down to at least 1700. And they cost very little.

07-09-2009, 15:46	#13
maidhc Registered User Join Date: Jan 2005 Location: Cork, Ireland Posts: 5,809 Adverts \| Friends	My sister is 18 and has a 2003 1.4 Octavia, she has a full licence and 1 year NCB. I put a value of about €3,000 on it. Insurance is about €700 with quinn in her own name. We put in male when doing the quote (2 months ago) and it jumped to about 1,200. A lot, but not bad and better than how the OP is doing.