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07-03-2008, 15:19   #1
zreba
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Short Term car Insurance

Does anyone know if any insurance company provide short term car insurance?
I need to buy a car, and I need to insure it just for 2-3 days, can this be done in Ireland?

Thanks,
Marcin
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07-03-2008, 15:52   #2
bitemybanger
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I tried this a few weeks ago with no luck.
If your already insured on a car theyl transfere it
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07-03-2008, 15:54   #3
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I'm already insured on one car but I want to keep it as I'm driving it, I want to buy a second now, and the second needs to be insurred temorarilly, so actually I need to have insurred 2 cars, so transfer is not so adequatte solution
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07-03-2008, 16:07   #4
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Quinn direct will provide instant cover if you call them - This is valid cover effective within about an hour. Make sure you record the policy number they'll give you, and I'd suggest you get them to fax you a cover letter too.

They'll then send you the 'proposal form' and the rest of the paperwork for the annual policy which needs to be returned within 7 days to take out the full annual policy....which you don't return of course.

After 7 days the policy they set up for you is automatically cancelled.

You'll only pay for the 7 days insurance they provided and a small admin fee... Don't mess them about though - They'll end up black flagging you.

I've done this and paid about €170 total for 7 days insurance in the past....Car was a Landrover Defender 2.5 turbo diesel.

Gil

Last edited by BeardyGit; 07-03-2008 at 16:10.
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07-03-2008, 16:15   #5
jameshayes
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Originally Posted by Gil_Dub View Post
Quinn direct will provide instant cover if you call them - This is valid cover effective within about an hour. Make sure you record the policy number they'll give you, and I'd suggest you get them to fax you a cover letter too.

They'll then send you the 'proposal form' and the rest of the paperwork for the annual policy which needs to be returned within 7 days to take out the full annual policy....which you don't return of course.

After 7 days the policy they set up for you is automatically cancelled.

You'll only pay for the 7 days insurance they provided and a small admin fee... Don't mess them about though - They'll end up black flagging you.

I've done this and paid about €170 total for 7 days insurance in the past....Car was a Landrover Defender 2.5 turbo diesel.

Gil

+1 this is your best bet. Tell them that you financial situation changed, you didn't like there policy details or the car didn't work out or something..
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07-03-2008, 16:18   #6
zreba
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I'm just very surprised that you can't buy a short term insurance in this country (like you can in every other EU country...)..
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07-03-2008, 16:58   #7
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I'm just very surprised that you can't buy a short term insurance in this country (like you can in every other EU country...)..
I'm surprised I can't get a decent pint of Guinness in most European countries, like you can in every county in Ireland.

You have a solution, no? Then what's the problem?

It's a sunny Friday outside...Cheer up.
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07-03-2008, 18:48   #8
zreba
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yes, but this solution costs me 160Eur for a small car, comparing to eg UK, when I last time insured 01 Jaguar XJ, for 3 days for 20£,
so it's not real solution for me..
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07-03-2008, 21:22   #9
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Have you already insurance in Ireland? If you do then most companies allow you to add a temporary ADDITIONAL vehicle for up to one month for a charge of course. Just ring your insurance company and inquire about it.
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07-03-2008, 21:34   #10
vengeance52
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Originally Posted by Gil_Dub View Post
Quinn direct will provide instant cover if you call them - This is valid cover effective within about an hour. Make sure you record the policy number they'll give you, and I'd suggest you get them to fax you a cover letter too.

They'll then send you the 'proposal form' and the rest of the paperwork for the annual policy which needs to be returned within 7 days to take out the full annual policy....which you don't return of course.

After 7 days the policy they set up for you is automatically cancelled.

You'll only pay for the 7 days insurance they provided and a small admin fee... Don't mess them about though - They'll end up black flagging you.

I've done this and paid about €170 total for 7 days insurance in the past....Car was a Landrover Defender 2.5 turbo diesel.

Gil
The admin fee in ROI is €50 or £35 in the north for a private car, or £40 for commercial vehicle. Ive seen people do this on small cars, an ended up paying about 85quid.
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07-03-2008, 22:00   #11
zreba
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Originally Posted by adrieanne__x View Post
Have you already insurance in Ireland? If you do then most companies allow you to add a temporary ADDITIONAL vehicle for up to one month for a charge of course. Just ring your insurance company and inquire about it.
Thanks adrieanne this seems good to me, I'll ring my insurer (Hibernian) and ask them about this,

thanks a lot, and thak all of you for your help!
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30-05-2011, 13:06   #12
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Bump!

Any update on this situation? I need to insure a micra for around a week, no way in hell im paying over a third of an annual policy for that.
Im leaving the country somewhere around the 17-18 June and my policy is up on the 9th.
Rang Quinn (my insurer) and they wouldn't accommodate me in any way. I may have f*cked up by actually asking them for short term insurance but oh well!
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22-06-2011, 11:55   #13
roosh
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I know you've left the country at this stage, but this may be helpful for anyone else looking for short term insurance.

Was looking to do something similar; I'm more than likely going to be leaving the country in late August, so wanted to insure my car for the next couple of months, but short-term insurance doesn't seem to be possible anywhere.

One thing I read on another forum was that, if you know someone else who has a policy, it might be possible to add a temporary additional vehicle to their policy, on a short term basis. I'm not sure how common this is, but I tried doing it with my own car under my mothers policy, with Cornmarket, but after I told them that I would be leaving the country in a few months, it was basically a no go.

I'm not sure what version of the truth you would have to tell them in order to get it, but that could be one possibility.
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20-11-2011, 21:18   #14
Condi
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Quote:
Originally Posted by BeardyGit View Post
Quinn direct will provide instant cover if you call them - This is valid cover effective within about an hour. Make sure you record the policy number they'll give you, and I'd suggest you get them to fax you a cover letter too.

They'll then send you the 'proposal form' and the rest of the paperwork for the annual policy which needs to be returned within 7 days to take out the full annual policy....which you don't return of course.

After 7 days the policy they set up for you is automatically cancelled.

You'll only pay for the 7 days insurance they provided and a small admin fee... Don't mess them about though - They'll end up black flagging you.

I've done this and paid about €170 total for 7 days insurance in the past....Car was a Landrover Defender 2.5 turbo diesel.

Gil
Sorry to be adding to an old thread

Does anyone know does this still stand.

I'm hoping to buy a van mid-week, my first vehicle and my first ever policy.

Can I ring for a quote, agree and take the van home an hour later or do I ask for Instant cover / temporary cover?
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20-11-2011, 21:31   #15
tittle mouse
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condi they were still doing it up to month ago! it cost me 38 euro to do it with them on a 1.9 so for example if the quote for a year is 520 euro it will be 52 euro and theyll charge i think a 15 euro cancellation charge (cant remember the cancellation charge exactly)

hope this helps
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