This is obviously one of the biggest problems with the provision of skateparks in Ireland . It's nearly impossible to get insurance for a private park , allready causing one skatepark to close and preventing the establishment of new parks. This puts futher pressures on public authorities to build parks, as they have in the past said basically no we won't build a public park but we will aid the development of private parks! This excuse is no longer viable.
The other problem is that all public bodies apart from those in Cork are tied to one insurance provider and they are quoting 25,000euros a year premium with a 300,000 excess! They are also stipulating that any park must be fenced off and fully supervised with helmet and full pads worn by participants. Obviously this is not what skaters want!
Anyway heres a few ideas for ways to get around the problem.
1: Organise a network of local clubs under the umbrella of a national association. As a member of a club you cannot sue the club. Their are additional means of legal protection from being sued that the national association could take but I wont go into that here. Basically this would mean that we would not need insurance but that if you ended up in a wheelchair from skating one of the organisations parks you get no big payout to support you and are financhially screwed. That risk must be accepted with membership of the association. Then we need land and money to build parks. Money I don't see as being a big problem as there's numerous avenues for funding as well as corporate sponsorship. Every company under the sun seems to want to jump aboard the "extreme" bandwagon. The land is more of a problem as the association would more than likely have to own the land. Any lease or rental agreement might put the landlord at risk of being sued in the event of an accidaent. If the association can buy land from county councils (at a very low price). The catch with this is that councils may be unwilling to sell us land cheap because once we own the deeds to the land we could turn around and sell it at a huge profit. To prevent this if the land was granted planning permission for a skatepark and no other use then we could not sell it on as it's preety much impossible to insure a private skatepark.
2: Insure on an individual basis. Take out a personal accident and injury policy on each individual member. Allthough some holiday insurance policies do cover skating Bmx and blading ,I have yet to find a suitable policy.
3:Self insurance. Privide our own insurance possibly including private parks too. A cut of each membership fee goes towards a slush fund to pay out any claims from.
Right anyone else got any ideas or info they'd like to add?