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Classic Insurance - W124, 21 Years Old

  • 02-09-2015 5:21pm
    #1
    DESPERADO21CZ
    Registered Users Posts: 12 ✭


    Hey guys. So I'm 21 years old and I've been living in Ireland for the past 9 years. I got my full driving license 3 years ago and I've been driving ever since so I have 3 years no claims as a named driver.

    I own a 1994 Mercedes E220 Estate (S124). I bought it a year ago as a project car and brought it back to life. I got a few quotes and neither were under €1800. Being only part time employee at the moment I can't afford that along with the €951 euro tax.

    I have since bought a 1996 Golf MK3 1.4 which I got insured on as a primary driver.

    My question now is will someone insure the Merc for me on classic car insurance? I've seen several companies that stated you need to have a primary vehicle (which I have) but you need to be above 25 years old -_-

    I'd like to insure the Merc on classic to be able to drive it on the weekends and to my garage where I work on the car. Any help will be appreciated! Thanks
    Tagged:


Comments

  • #2
    w124man
    Registered Users Posts: 2,303 ✭✭✭w124man


    Insure it as a classic on your Mum's policy and you as a named driver. Go to AXA as they seem to be the best.


    I have all my W124's and W126 with them .... and my VW Syncro!


  • #3
    Silvera
    Registered Users Posts: 4,030 ✭✭✭Silvera


    I tried AXA for a quote in July (1978 1.9 petrol, limited mileage) and they wanted silly money (I've a full NCB for 20+ years, advanced driver, club member, etc etc).

    I ended up getting a much better deal from First Ireland.


  • #4
    w124man
    Registered Users Posts: 2,303 ✭✭✭w124man


    Maybe you didn't smile on the phone! I have a w126, a W124, S124 and a 1.1 Polo all for €325. I too have a full NCB for 20+ years, advanced driver and club member etc .....


  • #5
    Silvera
    Registered Users Posts: 4,030 ✭✭✭Silvera


    w124man wrote: »
    Maybe you didn't smile on the phone! I have a w126, a W124, S124 and a 1.1 Polo all for €325. I too have a full NCB for 20+ years, advanced driver and club member etc .....

    I always 'smile' on the phone!:D
    AXA wanted €365 - compared to €230 from First Ireland.


  • #6
    savagethegoat
    Closed Accounts Posts: 2,297 ✭✭✭savagethegoat


    you wont get classic insurance at 21...and they wont add you as a named driver if your Mam did the policy.


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  • #7
    w124man
    Registered Users Posts: 2,303 ✭✭✭w124man


    Silvera wrote: »
    I always 'smile' on the phone!:D
    AXA wanted €365 - compared to €230 from First Ireland.




    One car for €230 .....


    Four cars for €325 .... I win !!


  • #8
    Silvera
    Registered Users Posts: 4,030 ✭✭✭Silvera


    I can add extra cars for €20 each - four cars (for me) = €310 ...I win!:P

    Seriously though, I didnt have much time to shop around (needed the car for an imminent big event) so I hope to get a keener deal next year. (Compared to my classic policy...my everday insurance is only €280 ..1.6 petrol..unlimited mileage!). Ideally we both should be paying c.€150 for our classic policies (for one car).


  • #9
    savagethegoat
    Closed Accounts Posts: 2,297 ✭✭✭savagethegoat


    did anyone read the OP?


  • #10
    w124man
    Registered Users Posts: 2,303 ✭✭✭w124man


    savagethegoat wrote: »
    did anyone read the OP?


    Yes! I answered him! I know the chap and my suggestion was genuine. Nice young lad who is a genuine car nut.


  • #11
    DESPERADO21CZ
    Registered Users Posts: 12 ✭DESPERADO21CZ


    Thanks for the replies guys. I was working for the past few days. Tomorrow I'll call around and see if there are any relatively cheap options for me :)


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