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Car insurance without a no claims bonus

  • 25-06-2014 6:15pm
    #1
    EMCS
    Registered Users Posts: 4 ✭


    I have had a full clean driver's licence for 6 years. I have been living in the UK (but have not been driving/insured) for nearly 3 years. I'm moving back to Ireland, have a bought a car and am trying to insure it. I've been told that my no claims bonus expires after 2 years so I'm now back to 0 and the quotes are over £1000. can anyone recommend an insurance company who deals with this kind of situation or any advice would be much appreciated. Thanks E
    Tagged:


Comments

  • #2
    djimi
    Registered Users Posts: 13,238 ✭✭✭✭djimi


    Brokers might be your best bet.


  • #3
    blowin3
    Registered Users Posts: 477 ✭✭blowin3


    I am having the same problem and have tried brokers and no luck so far. I drove a company car for over 30 years but was not named on the policy. Now I am getting quotes of 1700k and there does not seem to be anything can be done. So good luck with your quest and if you succeed let us know as I will if I am successful.


  • #4
    MugMugs
    Registered Users Posts: 17,875 ✭✭✭✭MugMugs


    Get a few brokers on the case and take out the phone book or Google and start calling everybody you can.


  • #5
    kfog
    Registered Users Posts: 96 ✭✭kfog


    blowin3 wrote: »
    I am having the same problem and have tried brokers and no luck so far. I drove a company car for over 30 years but was not named on the policy. Now I am getting quotes of 1700k and there does not seem to be anything can be done. So good luck with your quest and if you succeed let us know as I will if I am successful.

    My dad was in the same situtation when he retired, company car for over 30 years but not actually named on a policy, he got a letter from the company stating that he had a company car for this period and had never had a claim. This was accepted and he got insured in his own name on his own car for €400. This was with chill.ie but he also got similiar quotes from other brokers. Might be worth trying this.


  • #6
    blowin3
    Registered Users Posts: 477 ✭✭blowin3


    Thanks for that info. I have a letter and I am bringing into a broker tomorrow. But all it states is that I drove a car for 30 years for both business and personal use. But they won't put down that I was accident free they say its corporate policy not to give this information. The underwriters are AXA and I tried them but they said it trough a UK broker and they don't have individual information .Thanks again.


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