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17 and looking for insurance on a bora... It's crazy...

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    #32
    Maximus Alexander
    Registered Users Posts: 13,080 ✭✭✭✭Maximus Alexander


    Arthur Beesley wrote: »
    Something like a Punto... :)

    Hehe, yeah but even at that the 1.2l engine isn't ideal. If I was starting again I'd be looking for something even smaller to get the ball rolling. In my first 4 years of car ownership I spent around €10,000 on insurance. Young and stupid.


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    #33
    ash23
    Closed Accounts Posts: 4,791 ✭✭✭ash23


    My first car was a daewoo matiz, 800cc. Tin can on wheels. I was 23, female and had named driver experience. I was on a provisional.

    My insurance was 1800. The following year I had passed my test, increased to a 1.6 engine and was paying 300.

    All you can really do op is choose a small car, pass your test and build up experience.


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    #34
    Arthur Beesley
    Closed Accounts Posts: 2,537 ✭✭✭Arthur Beesley


    ash23 wrote: »
    My first car was a daewoo matiz, 800cc. Tin can on wheels. I was 23, female and had named driver experience. I was on a provisional.

    My insurance was 1800. The following year I had passed my test, increased to a 1.6 engine and was paying 300.

    All you can really do op is choose a small car, pass your test and build up experience.

    Are you still female?


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    #35
    JC01
    Registered Users Posts: 591 ✭✭✭JC01


    Any way you can go under someone else for the first year so you can get a years no claims experience and your full? I don't see the point in getting a poxy micra or that for the sake of saving 500e and still paying thousands for insurance


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    #36
    djimi
    Registered Users Posts: 13,238 ✭✭✭✭djimi


    JC01 wrote: »
    Any way you can go under someone else for the first year so you can get a years no claims experience and your full? I don't see the point in getting a poxy micra or that for the sake of saving 500e and still paying thousands for insurance

    With the right car the OP will be saving a lot more than €500. Something like a 04 Yaris would be cheaper to insure than a 15 year old Micra.

    The problem is simply that Boras have a reputation. Same problem that a 17 year old would have had insuring a late 90s 1.4 Civic a few years ago; we all know that they are not exactly performance cars, but the insurance profile says that they are high risk.

    IMO there is no point in throwing thousands down the drain to insure something like a Bora at 17. A couple of years experience and NCB coupled with a full license would see the OP probably save a few grand which they can put towards buying something decent when they are in a position to insure it realistically.


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    #37
    Bio Mech
    Registered Users Posts: 1,040 ✭✭✭Bio Mech


    Arthur Beesley wrote: »
    Are you still female?

    It doesn't matter anymore with the new insurance rules. Male, female, hermaphrodite. Its all the same in the brave new world.


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    #38
    Arthur Beesley
    Closed Accounts Posts: 2,537 ✭✭✭Arthur Beesley


    Bio Mech wrote: »
    It doesn't matter anymore with the new insurance rules. Male, female, hermaphrodite. Its all the same in the brave new world.

    :eek:


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    #39
    _Kaiser_
    Registered Users Posts: 28,664 ✭✭✭✭_Kaiser_


    I'm afraid you're the victim of several things OP:

    - male
    - 17
    - provisional license
    - want to insure a car that's seen as "high risk" in the above categories (ie: boy-racer mobile)

    Get something smaller, build a year or two of clean driving experience and then change


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