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Hi all,
Vanilla are planning an update to the site on April 24th (next Wednesday). It is a major PHP8 update which is expected to boost performance across the site. The site will be down from 7pm and it is expected to take about an hour to complete. We appreciate your patience during the update.
Thanks all.
Vanilla are planning an update to the site on April 24th (next Wednesday). It is a major PHP8 update which is expected to boost performance across the site. The site will be down from 7pm and it is expected to take about an hour to complete. We appreciate your patience during the update.
Thanks all.
VHI Multi-trip-Can I fight this?
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24-02-2011 12:56pm#1Hi folks,
Was away in Austria last month and had my phone stolen. It was a HTC Desire smart phone (I know-ouch!), Sim Free value €425 (Carphone Warehouse), got it as a present at xmas (i know-double ouch!), so i got the police report etc,
VHI Multi-trip have a personal effects insurance for up to €400 but I rang them up to see how they were assessing the claim and they told me that there is a clause in the small print that only covers the cost of a mobile phone up to a €100, then theres a €85 excess and the phone value is subject to depreciation! From the sounds of things I could be lucky to get a tenner from them?:mad:
Is this right? Could I argue that it was a PDA or something? Could I say a smartphone and a mobile phone are two completely different devices?? Any advice or am I screwed and should I just move on and forget it-small print being small print and all that!
Im really starting to wonder what the point of insurance is lately!!
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