[RangeR]

We've also got well over 10,000 thread views so there are a lot of people watching this but staying very quiet. It seems to be the same 5 or 6 people showing their faces here. There are many, many more but are silent.

Actually, since mid yesterday to now, we've had over 400 views. We're now up to 11,050.

[zenno]

My heart goes out to you RangeR, you have had one hell of a rough ride with the lot of them. You would think RTE would have got in touch with you for a prime-time investigates slot in relation to a serious issue like this.

I'm above shocked after reading this thread in full.

It's as if the system doesn't want to be found out.

This is exactly the case without doubt, in my opinion.

[RangeR]

Originally Posted by zenno

I'm above shocked after reading this thread in full.

This thread isn't even the full story. It started back in January 2012, I believe. This was split from a Three [the mobile network] thread I started about being charged twice in a month. That's how it all started, for me anyway. After it became more about the "System" rather than Three, I requested Dav to split it to it's own thread.

It was split to Consumer Issues and then to Banking and Insurance.

[zenno]

My intention is to snail mail this to as many journalists and politicians as I can.

I hope you do this, as you have come so far. Let it not be in vain, as this already public issue could force changes within the system. I would like to think that this would be the case.

[RangeR]

Originally Posted by zenno

could force changes within the system. I would like to think that this would be the case.

Unfortunately, it won't. Nothing will change in the Scheme. We know that for fact. The Direct Debit Scheme is due to not exist at all in or around February 2014. It is being replaced by SEPA, the EU equivalent.

[dub45]

Originally Posted by RangeR

Unfortunately, it won't. Nothing will change in the Scheme. We know that for fact. The Direct Debit Scheme is due to not exist at all in or around February 2014. It is being replaced by SEPA, the EU equivalent.

The only thing that matters now in Ireland in terms of getting anything done is public embarrassment. Once the spotlight looms people suddenly "take their responsibilities very seriously"

The simple fact is that there is no will on the part of all of those "responsible" for the running of the dd scheme to run it in accordance with the "rules".

The direct debit "guarantee" is and always has been a lie - read it - it is unenforcable. It's only function is to lull bill payers into a false sense of security.

The direct debit scheme rules are a lie - there is absolutely no will on the part of the responsible parties to implement them so they are a charade. Key requirements such as a system to detect cancelled direct debits being presented again are not in place.

There are no systems in place to monitor compliance with the rules of the scheme.

Companies can do what they like and they do. Bank staff laugh at the "usual suspects" who regularly reinstate cancelled direct debits - in my view an attempt at theft - yet there is no requirement on bank staff to report this activity. And no consequences for companies who do so.

The only ones who ever suffer for not complying with the scheme are bill payers.
Miss a direct debit and it can cost you up to €25 (instantly)if you happen to be with UPC. Of course there are no problems on the companies' or banks' part in having a system in place to catch this "non compliance"!!

Facilitate taking a considerable amount of money from Ranger's account and absolutely nothing happens to those responsible.

We know that IPSO monitors boards.ie but they haven't the courage to come on here and answer the criticism put forward.