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honda cub help please

  • 06-01-2013 7:25pm
    #1
    pauric141
    Registered Users Posts: 12 ✭


    i have restored a honda cub recently and i have many questions on insureance ect
    *i was wondering how much will it be to get insured in a honda cub 50 at 16 ?
    *the bike is 1982 making it 31 years old and its nothern reg
    I have planned on vrting it and i think i would be able to get zv plates on it :) *how much is the vrt and is it much hassel many forms etc ?
    *does this leave tax cheaper aswell :)
    open to all advice :D
    Tagged:


Comments

  • #2
    Mr Motorcycle
    Banned (with Prison Access) Posts: 67 ✭✭Mr Motorcycle


    pauric141 wrote: »
    i have restored a honda cub recently and i have many questions on insureance ect
    *i was wondering how much will it be to get insured in a honda cub 50 at 16 ?
    *the bike is 1982 making it 31 years old and its nothern reg
    I have planned on vrting it and i think i would be able to get zv plates on it :) *how much is the vrt and is it much hassel many forms etc ?
    *does this leave tax cheaper aswell :)
    open to all advice :D

    Insurance at 16 wont be cheap i would say €1000 +

    Vrt is €125 which is the standard rate once the bike is over 10 years old

    Because the bike is 31 years old tax will be vintage €28 a year

    You will be required by law to do IBT training before you ride the bike on the public road


  • #3
    pauric141
    Registered Users Posts: 12 ✭pauric141


    wow iv heard vrt is way cheaper than that :( it couldnt be 1000 euro for a honda 50 thats mad


  • #4
    mickdw
    Registered Users Posts: 23,256 ✭✭✭✭mickdw


    pauric141 wrote: »
    wow iv heard vrt is way cheaper than that :( it couldnt be 1000 euro for a honda 50 thats mad
    I also have a 1982 honda 50.
    Ive got an exorrt cert for it so must vrt it. Last I checked, the vrt was 10 to 20 euro.


  • #5
    colm_mcm
    Registered Users Posts: 73,380 ✭✭✭✭colm_mcm


    pauric141 wrote: »
    wow iv heard vrt is way cheaper than that :( it couldnt be 1000 euro for a honda 50 thats mad

    Insurance €1000


  • #6
    pauric141
    Registered Users Posts: 12 ✭pauric141


    what about 3rd party fire and theft would it be any cheaper ? . can i get the bike regestered in someone elses name and have it open driven ?


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  • #7
    Mr Motorcycle
    Banned (with Prison Access) Posts: 67 ✭✭Mr Motorcycle


    pauric141 wrote: »
    what about 3rd party fire and theft would it be any cheaper ? . can i get the bike regestered in someone elses name and have it open driven ?

    The problem arises with a named driver in the policy

    if he is 16 there would be a big loading on the policy to add him to it no matter who the bike is registerd to


  • #8
    Mr Motorcycle
    Banned (with Prison Access) Posts: 67 ✭✭Mr Motorcycle


    colm_mcm wrote: »
    Insurance €1000

    +1:rolleyes:


  • #9
    pauric141
    Registered Users Posts: 12 ✭pauric141


    so what about classic or vintage insurance then is it any cheaper ? looking for a loophole here people , what about northern ireland whats the insurance rates like there ?


  • #10
    Mr Motorcycle
    Banned (with Prison Access) Posts: 67 ✭✭Mr Motorcycle


    pauric141 wrote: »
    so what about classic or vintage insurance then is it any cheaper ? looking for a loophole here people , what about northern ireland whats the insurance rates like there ?


    The loopholes are being closed all the time

    if your on a learner permit you cant insure the bike outside the state

    A learner permit is not accepted outside the state that issued it.

    No licence = no insurance

    Then the whole issue of ibt etc if you have a learner permit

    If you have a full licence you would still have to prove residence etc:(


  • #11
    pauric141
    Registered Users Posts: 12 ✭pauric141


    i can sort out a northern address easy enough we have a farm in fermanagh so i can prove residents ,could i get a northern licence and insure on that ? :) would save me vrting and tax is only 16 pound . in england you can get insured on an auto for about 250 pound but you have to wait to 17 for a geared bike :( unless it is differnt to the north


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  • #12
    Mr Motorcycle
    Banned (with Prison Access) Posts: 67 ✭✭Mr Motorcycle


    pauric141 wrote: »
    i can sort out a northern address easy enough we have a farm in fermanagh so i can prove residents ,could i get a northern licence and insure on that ? :) would save me vrting and tax is only 16 pound . in england you can get insured on an auto for about 250 pound but you have to wait to 17 for a geared bike :( unless it is differnt to the north

    You are still going to run into the IBT issue or cbt as its called in the north
    Its mandatory in the north since november 2011
    North or south its compulsery training before you ride a bike on a public road.

    again if you get a northern prov licence its not valid in the south
    and if you ride the bike in the south you insurace would not be valid either
    No licence (not valid in the south) means no insurance

    I hate to be pissing on your parade here but thats the way it is:(


  • #13
    Hotblack Desiato
    Registered Users Posts: 33,823 ✭✭✭✭Hotblack Desiato


    pauric141 wrote: »
    can i get the bike regestered in someone elses name and have it open driven ?

    It would cost a fortune anyway. Open drive is usually over age 25 without a huge loading. If you are the main rider then you should be the policyholder otherwise the insurers can cancel your policy. Believe me, they are wise to this, after all the boy racer brigade have been trying this on for years.

    Really not a good sign to be starting out your career as a rider by asking how to get around the law....

    Life ain't always empty.



  • #14
    Mr Motorcycle
    Banned (with Prison Access) Posts: 67 ✭✭Mr Motorcycle


    ninja900 wrote: »
    It would cost a fortune anyway. Open drive is usually over age 25 without a huge loading. If you are the main rider then you should be the policyholder otherwise the insurers can cancel your policy. Believe me, they are wise to this, after all the boy racer brigade have been trying this on for years.

    Really not a good sign to be starting out your career as a rider by asking how to get around the law....

    +1


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