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Insurance Renewal + Travelling

  • 21-11-2007 4:27pm
    #1
    Drax
    Closed Accounts Posts: 512 ✭✭✭


    Hello All,
    My insurance is up for renewal in the next few days (FBD), but I am heading away for 5-6 months at the end of January. I have two options - cancel the policy, and open up a new one when I get back - my NCB is valid for 2 years. I can also suspend the policy which means I get some money back for the months I am away. When I asked how much I will get I was told it will be on a "pro-rata" amount but they couldnt tell me how much this is! I am just wondering is it worth my while renewing now and having the car for 2 months or maybe just renew when I come back.

    Anyone else been in this situation? Any advice appreciated! :)


Comments

  • #2
    unkel
    Registered Users Posts: 64,693 ✭✭✭✭unkel


    And what will happen to your car when you're abroad? What kind of insurance have you got? Say you have a TPF&T or comprehensive insurance and you cancel it now. Someone steals / burns your car in your absence and you will get nothing!


  • #3
    R.O.R
    Registered Users Posts: 12,672 ✭✭✭✭R.O.R


    Insurance Companies are also a bit wary about insuring cars where there has been a break in cover.
    My own was off the road (uninsured for a year on my drive) and my broker had to persuade the insurer to take me back on, and I had to sign declarations that the car is in roadworthy condition.


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