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Higher premiums on the way, as insurers probe penalty points

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#32 26-08-2011 3:17pm
L-M

Registered Users Posts: 23,694 ✭✭✭✭

Join Date: May 2007

Posts: 23264

grahambo wrote: »

It's as disaster really.
I agree with people being penalized for not driving safely. (IE the points system) I do not agree with people being penalized for be penalized.

It's stupid.

I don't see the problem, if I had an insurance company and I was taking a risk insuring someone, I'd love to know what the people I'm insuring are driving like!

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#33 26-08-2011 3:46pm
Otis Driftwood

Closed Accounts Posts: 9,925 ✭✭✭

Join Date: October 2007

Posts: 9315

As it stands,most insurers dont charge a loading for drivers with less than 4 points and alot of them wont quote for people with more than 6.In theory its a good idea however it will take alot of work. For example,if someone had 4 points for speeding,gotten 2 and 2,both times being 10 km over the limit,would they be loaded the same as someone that had received 4 at one time for being say 70 km over the limit.

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