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sunflower27 · 30-03-2012, 11:17

Hi everyone

I am due to finish a jobbridge internship in 2 months. After that I think I have 2 months on JSB and then will have to apply for JSA - in the event of not securing employment.

I don't have any great savings and I have gone interest-only on my mortgage (which comes to a total of €700/month). My current tenant is moving overseas at the end of April so I will have to try and get someone in, although that may prove difficult for a while.

Can anyone tell me if I would qualify for MIS? And also the procedure I need to follow to be means tested for JSA.

Many thanks.

sunflower27 · 31-03-2012, 14:32

Anyone?

marlie2005 · 31-03-2012, 19:20

As far as i know Mortgage Interest Supplement is only paid to your private resisdence. You won't get it if you are renting your house out. Are you just renting a room or the whole house ?

sunflower27 · 31-03-2012, 23:35

Quote:

Originally Posted by marlie2005

As far as i know Mortgage Interest Supplement is only paid to your private resisdence. You won't get it if you are renting your house out. Are you just renting a room or the whole house ?

Hi Marlie and thanks for your reply

I am renting a room in my house, but the tenant is moving out at the end of the month. If I don't get anyone in asap I cannot afford the interest-only part of my mortgage.

Stheno · 31-03-2012, 23:40

You should be covered for MIS, thought the rent from your tenant may be considered.

sunflower27 · 31-03-2012, 23:57

Quote:

Originally Posted by Stheno

You should be covered for MIS, thought the rent from your tenant may be considered.

Thanks

Do you know how they work the rate out? I won't have a tenant after the end of April and it will probably take me a while to get one.

sunflower27 · 04-04-2012, 12:09

Hi all, I am meeting with a guy in my local social welfare office tomorrow about getting MIS. I explained my circumstances to him and he said I should have no problem qualifying.

Can anyone give me an idea of how much I can expect to receive if my interest per month on my mortgage is €700.

I was told I have to take forms to my bank and get them to fill out.

How is payment then received?

Thanks in advance.

**cee_jay** · 04-04-2012, 12:49

How to calculate MIS is here:
http://www.citizensinformation.ie/en...upplement.html

30-03-2012, 11:17	#1
sunflower27 Registered User Join Date: Dec 2008 Location: The Sunny South East! Posts: 7,583 Adverts \| Friends	Query on mortgage interest supplement Hi everyone I am due to finish a jobbridge internship in 2 months. After that I think I have 2 months on JSB and then will have to apply for JSA - in the event of not securing employment. I don't have any great savings and I have gone interest-only on my mortgage (which comes to a total of €700/month). My current tenant is moving overseas at the end of April so I will have to try and get someone in, although that may prove difficult for a while. Can anyone tell me if I would qualify for MIS? And also the procedure I need to follow to be means tested for JSA. Many thanks.

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31-03-2012, 14:32	#2
sunflower27 Registered User Join Date: Dec 2008 Location: The Sunny South East! Posts: 7,583 Adverts \| Friends	Anyone?

31-03-2012, 19:20	#3
marlie2005 Registered User Join Date: Jul 2008 Posts: 152 Adverts \| Friends	As far as i know Mortgage Interest Supplement is only paid to your private resisdence. You won't get it if you are renting your house out. Are you just renting a room or the whole house ?

31-03-2012, 23:40	#5
Stheno Registered User Join Date: Jul 2004 Posts: 16,079 Adverts \| Friends	You should be covered for MIS, thought the rent from your tenant may be considered.

04-04-2012, 12:09	#7
sunflower27 Registered User Join Date: Dec 2008 Location: The Sunny South East! Posts: 7,583 Adverts \| Friends	Hi all, I am meeting with a guy in my local social welfare office tomorrow about getting MIS. I explained my circumstances to him and he said I should have no problem qualifying. Can anyone give me an idea of how much I can expect to receive if my interest per month on my mortgage is €700. I was told I have to take forms to my bank and get them to fill out. How is payment then received? Thanks in advance.

04-04-2012, 12:49	#8
cee_jay Moderator Join Date: Jun 2005 Posts: 2,927 Adverts \| Friends Mod: State Benefits	How to calculate MIS is here: http://www.citizensinformation.ie/en...upplement.html