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Private health Insurance Confusing

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  • 14-11-2010 5:07pm
    #1
    scanner
    Registered Users Posts: 87 ✭✭


    Hi Guys

    i am not sure if I am in the right forum, so please feel free to move this thread if so.
    Anyway I am looking to get health insurance for myself ,wife and 3 nippers but there are so many plans and options(most of them very expensive) it is all getting very confusing, to reduce costs I am not interested in bells and whistles covering minor things like the cost of GP visits and extras along those lines, but I really want the best cover for serious injury and illness that might possibly require expensive scans, treatments, hospital stays and that kind of thing.:confused:
    Any advice welcome

    Thanks


Comments

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    #2
    Économiste Monétaire
    Closed Accounts Posts: 2,208 ✭✭✭Économiste Monétaire


    Moved from Economics. Bounce it back if it's not suited to this forum (I couldn't think of anywhere more appropriate to put it).


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    #3
    NuMarvel
    Registered Users Posts: 3,279 ✭✭✭NuMarvel


    Not to blow my own trumpet, but I think a previous post of mine (here) should help you somewhat.

    Also have a look at the Health Insurance Authority's website - www.hia.ie. As I mention in the other post, the HIA have guides about choosing health insurance products which should help.


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    #4
    Ogham
    Registered Users Posts: 1,844 ✭✭✭Ogham


    Of course - there is the option of not bothering.:)
    Even without a medical card the provision of all treatment to public patients is free. .
    The insurance companies always try and scare people into thinking thay will have massive bills - but all you will have to pay is an overnight hospital stay charge of €75 per day up to a maximum of €750 in a any 12 consecutive months .
    It's a gamble that you may or may not want to take.

    I've never bothered with insurance since moving from the UK (where health insurance is seen as a luxury item)
    Insurance might get you seen quicker. (not guaranteed though )


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