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old ulster bank, bank draft

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  • 24-02-2015 12:33am
    #1
    evosteo
    Registered Users Posts: 2,400 ✭✭✭


    hi i found an old ulster bank, bank draft in my name with a few quid on it, its dated feb 2014, would there be any issues going to the bank tomorrow and lodging this to my account?


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    #2
    P. Breathnach
    Registered Users Posts: 12,089 ✭✭✭✭P. Breathnach


    Banks deem cheques (including bank drafts) to be "stale" after 6 months and will not accept them.

    You can ask UB to renew it, which they will almost certainly do.


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    #3
    evosteo
    Registered Users Posts: 2,400 ✭✭✭evosteo


    i was a small inheritance that i received last year. i should have lodged it back then, dam. my bank is BOI and the draft is from ulster bank in my name. i didnt know they had sell by dates


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    #4
    P. Breathnach
    Registered Users Posts: 12,089 ✭✭✭✭P. Breathnach


    It's no big deal to ask UB to renew it, other than the inconvenience of making contact with the branch on which it is drawn. If the branch is not local to you, you might lose a few days.


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    #5
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    As stated by PB is spot on. If you a UB customer they should just lodge it up for you after they conduct a few enquiries their end.


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    #6
    rahenyrover
    Registered Users Posts: 222 ✭✭rahenyrover


    Bank drafts don't expire. Unlike personal cheques they do not have the 6 month restriction. Just lodge it to your account and all will be fine.


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