Car Insurance

titan098 · 02-08-2014 5:28pm #1

Hi guys im new to Boards.ie and was wondering would ye know what would be a cheap car for insurance on a young driver 17 years old i was thinking about a Honda civic EG8 what do ye think ? i would rather a jap import way better quality but that would make the insurance higher what do ye think guys of the Honda civic EG8 ?

bazz26 · 02-08-2014 8:42pm

17 year old, first insurance and Honda Civic (especially Jap import) will set alarm bells off with insurance companies. Hondas and VAG stuff are heavily loaded by insurance companies as they are popular for being modified by young drivers.

Moneymaker · 02-08-2014 8:56pm

Presuming this isn't a troll/WUM;

Forget it. Unless you have rich parents or won the lottery.

titan098 · 03-08-2014 1:58am

Thanks guys i know im not thinking about the jap imports but a clean originall EG8 or Standard Lsi 4 door

1995 or what other type of cars could you recommend except nissan micra

RandomIrishGuy · 03-08-2014 2:01am

Get a vti civic thats on the log book as a 1.3. Simples

pablo128 · 03-08-2014 2:03am

titan098 wrote: »

Thanks guys i know im not thinking about the jap imports but a clean originall EG8 or Standard Lsi 4 door 1995 or what other type of cars could you recommend except nissan micra

Some companies wont quote for cars over 15 years old. Whatever car you pick, using an address down the country will be cheaper. Get yourself an 03 or 04 Corolla 1.4, and fit injectors and a throttle body from an Avensis 1.8 from the same year. Don't forget to tell your insurance company about the modifications.;)

titan098 · 03-08-2014 2:11am

i like the honda over the quality and engine quality

pablo128 · 03-08-2014 2:14am

titan098 wrote: »

i like the honda over the quality and engine quality

You won't like it when you get an insurance quote!:pac:

A young guy I work with got insurance a lot cheaper on a 2 litre Mercedes than he was being quoted on a Civic 1.4.

titan098 · 03-08-2014 3:13am

WOW really :O

corktina · 03-08-2014 9:47am

the thing you really need to do this is to be 25,sorry. (wish I was 25 :-(

03-08-2014 9:54am

titan098 wrote: »

Hi guys im new to Boards.ie and was wondering would ye know what would be a cheap car for insurance on a young driver 17 years old i was thinking about a Honda civic EG8 what do ye think ? i would rather a jap import way better quality but that would make the insurance higher what do ye think guys of the Honda civic EG8 ?

There is only one company that MIGHT consider insuring you, but your age, the type of car, engine size, age of car, etc, will go against you. You would have to be 25 before most would even consider you!

RandomIrishGuy · 03-08-2014 2:52pm

Briton insurance specialise in young boy racers I think. try them

titan098 · 03-08-2014 9:22pm

what type of car would ye guys recommend to me but would have to be a honda as most of them are cheap

pablo128 · 03-08-2014 9:37pm

titan098 wrote: »

what type of car would ye guys recommend to me but would have to be a honda as most of them are cheap

Honda Legend.:pac:
In all seriousness, an Accord would probably be cheaper to insure than a Civic. Less of them being rallied to bits and crashed, so less of a risk to insurance companies.

LawlessBoy · 03-08-2014 10:05pm

Be surprised in the accord bit, looking to get an EP1 civic its an extra 500 onto my premium got a quote on an accord newer shape they wanted an extra 1600 :pac::pac:

djimi · 05-08-2014 4:15pm

titan098 wrote: »

what type of car would ye guys recommend to me but would have to be a honda as most of them are cheap

Any Honda at your age (apart from maybe a Jazz) is going to be a nightmare to insure. I would have said maybe an Accord also, but its a big litre engine which will still have alarm bells ringing.

Best you can do is find some examples and make some calls.

Maybe try Boxymo; they fit a tracker which would be a pain in the arse but it might give you a route to get the car you want.

titan098 · 07-08-2014 1:17pm

@djimi What car would you reccomend thanks soo much

Moneymaker · 07-08-2014 1:28pm

At your age, a 1.0 or 1.2 will be the only things that you won't get charged a fortune on insurance.

Fiesta, Yaris, Clio, Panda, Punto, Ibiza or Polo would all be fine starter cars.

Depends how much money you have to spend.

titan098 · 07-08-2014 1:56pm

How about a Starlet ? Prob a glanza ?

Moneymaker · 07-08-2014 2:08pm

If you want to spend €3000-€4000 on insurance then go for it.

bazz26 · 07-08-2014 2:13pm

OP, you are targeting the wrong type of car. Insurance companies just load anything like Civics, Glanzas, Integras, etc.

If you want cheaper insurance then you will have to settle for a run of the mill beginners car.

Captain Flaps · 07-08-2014 2:16pm

My first car was a Mazda Demio. It was nicknamed the 'Grannyvan' but the insurance was reasonable at least. Bought a Focus at 25, I'd say a Fiesta would be a good bet for you. Forget any notion of having a car you'll want to be seen in at 17, just get whatever has a 1.0 engine and start saving for something better once you've a few years no claims under your belt.

Henry Ford III · 07-08-2014 6:34pm

RandomIrishGuy wrote: »

Get a vti civic thats on the log book as a 1.3. Simples

Obtain insurance by deception. Excellent advice.

titan098 · 07-08-2014 11:19pm

Thanks guys but i got insurance Quote for 1500 on a glanza what do ye think ? with boxymo can only go certain amount of KM But i wouldnt be goin far

what do ye think ?

pablo128 · 07-08-2014 11:33pm

titan098 wrote: »

Thanks guys but i got insurance Quote for 1500 on a glanza what do ye think ? with boxymo can only go certain amount of KM But i wouldnt be goin far what do ye think ?

That's for nothing at your age. I'd be going for that like a shot. Main thing with a Glanza is make sure it's not smokey, and as with all cars, don't scrimp with the tyres. Put a good brand on.
Good luck.

blindside88 · 07-08-2014 11:41pm

titan098 wrote: »

Thanks guys but i got insurance Quote for 1500 on a glanza what do ye think ? with boxymo can only go certain amount of KM But i wouldnt be goin far what do ye think ?

A glanza with a tracker? That'll be fun

. What's the mileage limit on the policy? You'd be surprised how far you'd drive in the year

djimi · 07-08-2014 11:49pm

titan098 wrote: »

Thanks guys but i got insurance Quote for 1500 on a glanza what do ye think ? with boxymo can only go certain amount of KM But i wouldnt be goin far what do ye think ?

If you have gotten a quote of €1500 for a Glanza then more power to you; I would have honestly expected it to be 2-3 times that at least!

Just check the excess; it may be that the excess is such that the car is not covered at all (ie you have a piece of paper to make you road legal but not much else). I have a feeling that Boxymo charge the excess on third party claims also which is not the case with most other insurers. Just be sure that you read and fully understand the policy and especially the small print with a policy like that, and understand exactly what you are and more importantly are not covered for, and what you are signing up for.

Moneymaker · 07-08-2014 11:50pm

1500 for a Glanza? Must be a non turbo?

Im skeptical to say the least.

LawlessBoy · 08-08-2014 12:49am

I was tempted to go with boxymo for my insurance myself because of the price i was given, im already over the mileage they gave me 7 months driving.

Id advise you to have a read of some reviews online before you take out insurance with them. They can cancel your insurance anytime if they feel you arent driving safe by the tracker

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