Netherlands

Does anyone have any recommendations on cheap health insurance in netherlands for a student?

Btw I appreciate all the help

shortys94 wrote: »

So i can use my EHIC card from Ireland?

Again, check with your student services centre. We don't know if you're staying here for weeks, months, years, whether you plan to work or not. The university you're going to deal with this every day, they will know exactly what you need to do.

According to that flow chart I don't need Dutch Health Insurance, yes I am studying, doing unpaid internship as part of study.

stickybookmark wrote: »

Back to the dreaded ex-pat doctor then :eek: As far as I know they are the only ones that take the EHIC card....

All doctors should take the card, they just claim against AGIS Zorgverzekering for EHIC and for S1 Cross border workers they claim against CZ Zorgverzekering.

Really they are just providing a shell insurance number and send the bill back to your insurer/health service, e.g. in Ireland the HSE and for myself it goes to my Krankenkasse in Germany.

I don't have Dutch Insurance and have had no problems, I don't think the place I go to even knows what an Expat is

IMO its more likely the Surgery told you this because it was full and they couldn't take any more registrations.

shortys94 wrote: »

I don't understand the EHIC card, I mean my medical card from Ireland expired, but now I have an EHIC card which doesn't seem bound by any terms...... So you move away and suddenly you are back to having free GP visits.....

Seems odd, but I guess if I get a call from any departmental guys in Ireland Ill show them the flowchart

Medical card has nothing to do with anything outside of Ireland.

You'll have to pay the first 360 euros own risk, the same as any Dutch Resident if you register at the surgery/GP with your address in the Netherlands.

You probably won't pay anything if you give your Irish address, however a lot of places will probably not accept you unless its an emergency since this is more for people travelling/on holidays.

The premise of the EHIC is you're treated the same as a person in that country.

http://www.hse.ie/eng/services/list/1/schemes/EHIC/apply/Apply_for_EHIC.html

You can obtain the EHIC on the basis that you are normally resident in Ireland:
http://www.hse.ie/eng/services/list/1/schemes/EHIC/faqs/FAQs.html

When you are a student, your habitual residence is considered to be your home country (Ireland)

http://ec.europa.eu/ireland/the_eu_and_you/faq/health/index_en.htm

Does a student undertaking studies in another Member State have an entitlement to healthcare there?

Students are entitled to all health care benefits in kind e.g. healthcare and medicine during their studies in another Member State. To ensure that students can avail of these benefits, they should obtain a European Health Insurance Card from the health authorities in their home State prior to departure. Students are regarded as retaining their habitual residence in their home State and students are treated as “staying” in the country of study. In these circumstances, the Commission has taken the view that the EHIC issued to students by their home State is valid and it guarantees to students as persons insured in another Member State “any benefits in kind which become necessary on medical grounds during their stay, taking account of the nature of the benefits and the expected length of stay”.

If you earn income in the Netherlands then it becomes more complicated as you must pay into the Dutch Social Security system, which in principal means you must pay Dutch Health Insurance.

In short, if your normal residence is Ireland and you are in another EU Country for the purposes of study you never become resident in that other EU Country unless you finish your studies.

This means for example you could bring an Irish registered car and drive it in the Netherlands for the duration of your studies, so you wouldn't be required to register the vehicle on Dutch plates.

Another example if you go from Ireland to the UK for the purpose of study and buy a car in the UK, then return to Ireland, you are liable for Vehicle Registration Tax (Because you were never resident there). If you go to the UK to live and work and then return for a year then you do not have to pay Vehicle Registration Tax (Because you owned a UK registered car while resident there)

Has anyone purchased property in Holland? If yes, what location? Happy with your decision?

Cheers

Mortgage often is cheaper than renting but with this market take into account that you possibly cant sell if for the the same amount you put on it if you want to move again quickly.

Its more expensive than Ireland.
I lived in Delft and loved it though. Had 3bedrooms, 1bathroom, open kitchen, living room, washing room and study room.

irelandrover wrote: »

So hopefully someone can help me. Living in Eindhoven and looking to get teh pass for the coffeeshops.
What documents do i need for this?

Go to the Gemeente and ask, I can't remember exactly what the document is called. I got it for studiegeld, my husband got it when buying a car- they use the same document for many different things, you have to specify when you're getting it what you need it for.

keithclancy wrote: »

The premise of the EHIC is you're treated the same as a person in that country.

Yep, so I find it strange that when we visit my family in Ireland and need to see a doctor (say the young fella gets sick), we show the Irish GP our kid's German issued EHIC and he is treated as if he had a full medical card (ie, completely free of charge). That's not really being treated the same as (most) people in Ireland, who have to fork out €50 to see the same GP. Maybe Ireland was compelled to treat visitors like that. Who knows?