[Mc Love]

I thought they were closing the Castletroy one too?

[Kess73]

Originally Posted by Brennans Row

8 of the 67 AIB branches announced closures are to take place in Limerick.

That’s somewhat disproportionate or not?

• William Street
• Corbally
• Dromcollogher
• Doon
• Glin
• Croom
• Hospital
• Foynes

See Limerick Leader

Glin and Foynes to close? That the only bank in each town/village gone so, and places like Loughill, Ballyhahill, etc all lose their nearest bank as a result as well.

Trying to remember if there is an active bank in Tarbert, otherwise it means a trip to NCW, Askeaton, or Listowel for some folk if they want to go to a bank.

[flutered]

the services of the credit uniouns should be advailed of, quite a lot of people are using them nowdays.

[lil'bug]

6 weeks to atlantic home care closing

the staff were told last week

[ninty9er]

Geographically I wouldn't call it disproportionate. William Street especially.

4 of the 16 PTSBs to close are in Cork

[ninty9er]

Originally Posted by Kess73

Glin and Foynes to close? That the only bank in each town/village gone so, and places like Loughill, Ballyhahill, etc all lose their nearest bank as a result as well.

Trying to remember if there is an active bank in Tarbert, otherwise it means a trip to NCW, Askeaton, or Listowel for some folk if they want to go to a bank.

AIB daily banking can be done in the Post Office. I find it quite handy.

[Kess73]

Originally Posted by ninty9er

AIB daily banking can be done in the Post Office. I find it quite handy.

And it is quite limited in terms of what banking a person can do. Handy service for basic banking alright though.

[Beer Baron]

Originally Posted by Kess73

And it is quite limited in terms of what banking a person can do. Handy service for basic banking alright though.

Exactly if you want a currency exchange that is NOT USD or STG then you are fecked. You'd have to go to another bank. What about if you want to send a international payment by say day transfer. The post office cannot manage a swift transfer, only a standard postal order.

[Kess73]

Originally Posted by Beer Baron

Exactly if you want a currency exchange that is NOT USD or STG then you are fecked. You'd have to go to another bank. What about if you want to send a international payment by say day transfer. The post office cannot manage a swift transfer, only a standard postal order.

Plus take the travel and time wasted aspect of it. If you live or work in Foynes, are an AIB customer, and want to get to a bank, your choices are a 20 km drive to Tarbert, a 22km drive to Newcastle west, or a 35km drive to the AIB at the Southcourt.

Not great options really if one is trying to fit in a bank run on a lunch break or is caught for time. Worse again if the person does not drive.


I suppose a person could close their AIB account and open a Bank Of Ireland one, that way they only have an 11km trip to the nearest bank in Askeaton.

[mossym]

Originally Posted by Beer Baron

Exactly if you want a currency exchange that is NOT USD or STG then you are fecked. You'd have to go to another bank. What about if you want to send a international payment by say day transfer. The post office cannot manage a swift transfer, only a standard postal order.

i see your point, but thinking about it a bit more, what % of the daily business do you think transactions like that are? very very low i would think.

look at the bank charges they just brought in. if they had to keep all these branches open, at a loss, then i imagine the charges would have been significantly higher. for vast majority of people i would think lower standard charges and increased inconvenience the times you do need something out of the ordinary is far more attractive than momentary convenience and higher ongoing charges.

the ones i see really struggling with this are the local businesses, i presume they can lodge their daily takings at the post office, but i would suspect there won't be night safe facilities, meaning for things like pubs they have to retain the money until the post office opens the next morning.

[Kess73]

Originally Posted by mossym

i see your point, but thinking about it a bit more, what % of the daily business do you think transactions like that are? very very low i would think.

look at the bank charges they just brought in. if they had to keep all these branches open, at a loss, then i imagine the charges would have been significantly higher. for vast majority of people i would think lower standard charges and increased inconvenience the times you do need something out of the ordinary is far more attractive than momentary convenience and higher ongoing charges.

the ones i see really struggling with this are the local businesses, i presume they can lodge their daily takings at the post office, but i would suspect there won't be night safe facilities, meaning for things like pubs they have to retain the money until the post office opens the next morning.

Also the fact that the Foynes Post Office closes at lunch time means there is an even smaller window for folk to do their basic banking there.

[mossym]

Originally Posted by Kess73

Also the fact that the Foynes Post Office closes at lunch time means there is an even smaller window for folk to do their basic banking there.

same issue with BOI though, right? might not be all their branches, but the one in Dooradoyle closes at lunch i think

do all the small local aib's stay open all lunch?

[Kess73]

Originally Posted by mossym

same issue with BOI though, right? might not be all their branches, but the one in Dooradoyle closes at lunch i think

do all the small local aib's stay open all lunch?

Don't know if they all do, but a lot of them do stay open through lunch.

I think the problem with the Foynes branch is compounded by having the next branch along the N69, the Glin branch, close as well.

To my mind it would have made more sense to just shut one, most likely the Glin branch.

That way the Glin overflow could be diverted to Tarbert, and the users of the Glin branch from places like Ballyhahill and Loughill etc could have been diverted to the Foynes branch.

Some people would still have to travel a bit extra to get to a bank, but the trips would be shorter, and it would also be easier for the local businesses in all those areas that used the branches for lodgements, for change etc etc.

[Beaver1]

does anyone do online banking, I wouldn't go to a bank once every 2 months, would most people not do online banking now adays

[Cookiemunster]

Originally Posted by Beaver1

does anyone do online banking, I wouldn't go to a bank once every 2 months, would most people not do online banking now adays

Most people under a certain age use online banking. My Dad still goes into the bank every Thursday to get his wages even though he has an ATM card. Most people in their 50s and above wouldn't do anything other than go into the branch.