[Bruthal]

Originally Posted by tbh

it would be an interesting move on her part if she did, given we weren't even in the car at the time

She would also then be admitting she was at the scene. But its looking like that`s beyond much doubt now anyway.

Its an interesting thread anyway. Too many get away with this type of thing.

[FullRetard]

Originally Posted by tbh

The claims handler is going to ring her again this week just to remind her that we haven't gone away.

Feck that tbh,get him to ring today!not waiting a poxy week for an update!!

[nkay1985]

Originally Posted by tbh

I agree with you tho, it sounds like she's just hoping that if she ignores it, eventually it'll go away, and the guard isn't exactly doing anything to dissuade her of that. The claims handler is going to ring her again this week just to remind her that we haven't gone away.

I think this is fairly common. I had a guy run into me a few years ago. He first tried to drive off but I caught up with him. It then went through the insurance companies and your man just didn't engage with them at all. Took until the last day to not admit liability, then didn't answer phone calls or reply to his own insurance company about anything. In the meantime, I'd done up a detailed description of the incident, along with drawings, and dealt with every request in a timely fashion. His insurance company eventually admitted liability on his behalf as he was obviously spoofing. Head in the sand crap.

Hope it all gets sorted out sooner rather than later tbh.

[Verres]

Great thread. Glad it's wending its way nicely to a conclusion.

Softly softly catchey monkey.

Keep the updates coming!

[MYOB]

Originally Posted by godtabh

It is my understanding at all insurance companies have access to a shared database of all insurance policies.

The insurance company should be able to say at any one time if X/Y/Z are insured or not.

Its really not that easy.

I'm insured to drive any vehicle my company owns. Certs don't have registration numbers on them, just the company name.

The insurer does not have my licence number, home address, etc, All they have is a name and a vague age. Seeing as I went to school with someone else with the same name and age... its not that uncommon a combo.

How would it be in any way practical to find out easily if I was insured if I crashed a company vehicle? Only way is for me to produce the insurance document and the VLC to show who owned it.

[Michael Weston]

Originally Posted by tbh

yeah - we're very grateful. If we can claim off the other drivers insurance, it'll save us about a grand between excess and loss of NCB I'd say.

If she came to you now and said "Listen I am sorry, I made a mistake and panicked. I know I should not have left and I feel like a total cnut. I will pay your damages and give you two hundred cash for your troubles, can we just put this behind us?" Would you let her off?

[tbh]

Originally Posted by Michael Weston

If she came to you now and said "Listen I am sorry, I made a mistake and panicked. I know I should not have left and I feel like a total cnut. I will pay your damages and give you two hundred cash for your troubles, can we just put this behind us?" Would you let her off?

Absolutely. Wouldn't even take the extra cash. Listen, we all make mistakes. just before Christmas I did the exact same thing to my neighbours car and caused him a grands worth of damage. You know what the hardest bit was? Knocking on his door to tell him. He was totally sound about it and so I would pay that forward if someone apologised. But she didn't, and it's been a real headache getting this sorted out ever since. At the end of the day, she's stolen whatever it costs to fix the car from my family.

[tbh]

Just to develop the theme. If she isn't insured, then denying she hit me isn't going to help her. She'll get done by the cops, MIBI and me for my excess. If she'd waited by the car, apologised and offered to pay, then I wouldn't have gone to the cops, wouldnt have even asked about insurance , and she would have saved herself a load of trouble. Even if she came to me now and offered to pay, it's too late to avoid being prosecuted.

[MugMugs]

Originally Posted by godtabh

It is my understanding at all insurance companies have access to a shared database of all insurance policies.

The insurance company should be able to say at any one time if X/Y/Z are insured or not.

Insurers cannot access this kind of information.

Gardai can though.

In the UK (The land ruled by Data Protection) they have a system where a claims handler can instantly identify the insurance details for a vehicle. Not here though.

[Michael Weston]

Originally Posted by tbh

Absolutely. Wouldn't even take the extra cash. Listen, we all make mistakes. just before Christmas I did the exact same thing to my neighbours car and caused him a grands worth of damage. You know what the hardest bit was? Knocking on his door to tell him. He was totally sound about it and so I would pay that forward if someone apologised. But she didn't, and it's been a real headache getting this sorted out ever since. At the end of the day, she's stolen whatever it costs to fix the car from my family.

Had to do the same myself, I hit a car belonging to a guy who was working in my neighbours house. Disgusted with myself but the difference is he got settled fast and took it easier on me, it wasnt as bad as I thought it would be, but this woman has put you through unnecessary stress. I would want new panels and paint and costs for hire car. Fcuk her she has not covered herself in glory to be fair.

[TRS30]

Any update??

[tbh]

no, not this week, guard is back on duty tomorrow, so hopefully I'll have more then.

[Pa Dee]

You're getting the runaround - cant see anything coming of it bar a waste of your time

[MugMugs]

Originally Posted by Pa Dee

You're getting the runaround - cant see anything coming of it bar a waste of your time

It's unfortunate that The Garda has been so slow in dealing with this and taking their rest days but I don't see how the OP is being given the runaround. At the start of this thread the OP was advised that this will be a slow painful process. All the OP can do is keep plugging the Gardai.

[tbh]

Originally Posted by Pa Dee

You're getting the runaround - cant see anything coming of it bar a waste of your time

all I'm waiting for is confirmation that she's got insurance or not. Liability isn't in question anymore.